A mortgage is a loan that is given to those who want to purchase real estate or property. The home or property is used as collateral. In this financial agreement, a borrower and a lender enter into a contract where the lender, usually a bank, provides money to borrow to purchase real estate or property. In return, the borrower makes monthly payments until the borrowed amount with a designated amount of interest is repaid to the lender in full. Many borrowers opt for mortgages that contain principal, interest, taxes and insurance in the monthly amount. Others opt for mortgages without taxes or insurance included to make their monthly payments lower. However, they are responsible for paying their own tax and insurance payments. Our mortgage expert witnesses, speakers, and consultants hail from prestigious universities and major regional, national, and international financial institutions and corporations. They have served on the President’s Council of Economic Advisors and worked in the Economic Policy Office, and for hundreds of international companies with exposure to mortgages and mortgage-based securities. Areas of expertise include sub-prime mortgages, bankruptcy, housing market and asset valuation, collateralized mortgages, and fraud. Our mortgage experts have published widely on mortgage-related issues in numerous scholarly and professional journals and have extensive experience providing litigation support.
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