I have 30 years of experience, and specialize in the field of banking with specific knowledge in the areas of small business, underwriting and credit. The incredible time I was in Puerto Rico underwriting small business loans for the United States SBA Disaster Division, after major floods during 1987 and 1988. I worked harder, far away from home, and with only 1 other SBA underwriter but we accomplished opening 4 Disaster Centers and servicing them in partnership with Fema and the Red Cross. We served every citizen requesting an application for an SBA loan. business or residential. I loved working that hard, 7 days a week, and serving the public. Serving the public while accomplishing your goals is a special blessing.