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Connecticut Life Insurance, Annuity Products Expert #14365

I have 39 years of experience, and specialize in the field of life insurance and annuity products with specific knowledge in the areas of sales illustrations, product design features and replacements. I have published on such topics as sales illustrations, product design features. I have testified 12 times on topics such as sales illustrations, improper (inadequate) disclosure and unwarranted replaceemnts. I have an uncanny ability to simplify the relatively complicated world of life insurance & annuity products.

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